Hi Deb and welcome to the Q&A Forum,
Sorry to hear about the problem with the flash. You've done almost everything we would recommend. But try two more things:
You didn't say if you tried a new battery, rather than just charge the older one. If you've been using the battery for a year, it may not be recharging well. The other thing is to clean the contacts where both the battery and camera contacts meet.
If these suggestions don't work, I highly recommend you call FujiFilm tech support. The scraping sound concerns me. Tech support can best determine if the camera needs repair.
If you paid for your camera fully with a credit card, you may have an extended warranty for up to a year. Here's some information; give your credit card company a call if you think you have such a warranty:
http://www.digicamhelp.com/buying-guide/extended-warranties/creditcard/The cost of repairing a digital camera can be expensive. Weigh the repair and any shipping costs against buying a new camera, which will have a brand new full warranty.
All the best. If you have any other questions let us know.
Related reading: digital camera repairhttp://www.digicamhelp.com/camera-care/repair/digital-camera/