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Buying an extended warranty

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Should you buy an extended warranty for your digital camera? Only you can decide!

Keep in mind that most problems with a digital camera become evident before the original warranty runs out. Two main factors in deciding whether or not to buy an extended warranty are the price you paid for the camera and how long you expect to keep it.

Before purchasing an extended warranty, ask lots of questions. Read the fine print. Find out what is, and is not, covered under the plan. Comparison shop, get the coverage you need and be certain to buy from a reputable company.

Be sure to find out what happens if a repair company deems your camera "not economical to repair."

Some large electronic stores offer their own extended warranties at the time you purchase a camera. The advantage is that you can bring the camera to the store instead of shipping it out to an authorized dealer. Still, they can be costly, so weigh all the pros and cons.

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